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#Blockchain, #Finance All projects

Datarius: Virtual banking for new generation.

The first social P2P cryptobank. Cryptocurrency ecosystem.

stage Ended crowdsale

4.3 Rating

by 8 users


    • Employees17


    man Aleksey Vuyko

    COO of Datarius

    Education: Master of Economics and Applied Engineering. PMP.
    Expertise: many years of experience in key positions in banks, outsourcing, collection and financial companies.
    Deep knowledge and leading skills in management, business planning, operational processes, marketing, sales.
    Experience in startups, projects on the implementation of CRM, ERP-systems. Best experience in debt collection.

    man Larisa Sokolovskaya

    Chief Financial Officer

    Higher education in the Planning of the National Economy.
    Expertise: over 10 years in key management positions at the Departments of the Economic Planning, Analysis and Monitoring.
    Extensive knowledge and skills in budgeting, analysis and forecasting of financial indicators.
    Experience in entrepreneurial activity including international practices.

    man Ruslan Vasyutin

    CMO Datarius

    Education: Psychology Ph.D., Enterprise Economics, Marketing Management. Expertise: 20 years of top-management (including 10 years as CEO of “Kniazha Life Vienna Insurance Group”); merging and bid takeover; brand management, rebranding, marketing management (specifically work in Baltic Beverages Holding, Metlife, ORKLA Media Group, AMICA Mutual); CRM; HR; organization development; business consulting (including in TACIS); business training; business coaching (including in Kearu Harper); NPL.
    Author of educational courses and more than 50 published science papers; coauthor of three business psychology and personal growth study guides.

    man Maxim Pashkovskiy

    Legal support ITO

    A legal professional with 9+ years of experience and a strong expertise in: IT & E-commerce; Corporate / M&A Financial; IP protection and Media Law;
    Education: Master’s Degree in Law (2006)
    Competence: Blockchain, ICO, E-commerce, IT & Media Law.
    Work Experience: more than 4 years in the administrative and legal management of companies; legal support of corporate deals (organization, structuring, start-up); tax planning and optimization.

    man Dmitriy Kravchenko

    Social Media Marketing

    Education: Ukrainian National Academy of Statistics, Accounting and Audit.
    Expertise: 6 years of Internet marketing, SEO, SMM, PPC, WEB Analytics.

    Konstantin Marchuk

    Development Team Lead

    Andrey Bozhenko

    UI/UX designer


    man Simon Cocking

    Writer, editor, ITO advisor, business mentor

    Education: - Dublin Institute of Technology, Master's Degree in Science.
    - University of Bradford, Master's Degree in Project Management.
    - NUIM, Postgraduate Diploma, Computer Software Engineering.
    Expertise: Editor in Chief, CryptoCoin.News; Senior Editor, Irish Tech News.
    20 years of successful experience in IT projects worldwide.
    Winner of Irish Web Awards 2014, best Science & Technology category.
    Winner 2016 Littlewoods Best Ireland Blog for Digital & Tech.

    man Jason Hung

    Writer, editor, ITO advisor, business mentor

    Education: National Chiao Tung University, Ph.D., Engineering
    Expertise: Entrepreneur and inventor in mobile technology, blockchain ecosystem, digital marketing, AI and ERP related business. Co-founder and advisor of Treascovery, Chidopi, TimeBox, Giza, Micro BTC, EZPOS and Suchapp.
    More than 20 years proven track record on managing RD, IT, sales, consulting service with 9 technology related patents which using at more than 2000 Apps.
    Used to be formal PeopleSoft and JDE solution head in Greater China.
    Blockchain expert of ICOBench and International Blockchain Consulting Announcement

    man Douglas Lyons

    adviser in risk management and law.

    Education: BSc. in Risk Management and Law.
    Expertise: Risk Management Professional with 27 years of experience in both qualitative and quantitative analysis and a strong expertise in: Blockchain tech, market adoption analysis and start-up investment; more than 4 years in the investment and start-up advisory and management of companies;
    Risk Assessment support of corporate deals (to potential investors).

    man Connor Kiyoung Tack

    Co-founder Aston Company

    Education: University of California, Berkeley.
    Expertise: Blockchain evangelist in Korea. Co-founder and Sales director Aston Company, Singapore.
    Strategic expert in Certon Korea. Development of global business. IT services.

    man Nikolay Zvezdin

    CFO / CIO at Envinary Group, CFO at Enlight Visionary

    Education: B.S. in Banking and Finance from Ozyegin University (Istanbul, Turkey). Winner of CFA Research Challenge in Turkey, participant in CFA EMEA Research
    Challenge, winner of Credit Suisse HOLT Valuation Challenge, winner of Credit Suisse HOLT Community Competition.
    Expertise: Corporate Finance, & Acquisitions (M&A), Private Equity, Leveraged Buyouts (LBO), Investment Management, Financial Restructuring, Capital Raising, Assets Valuation, Value-Based Management (VBM), Financial Due Diligence (DD), Financial Markets, ICOs, Crypto-Assets.

    Crowdsale details

    Distribution of tokens
    • Crowdsale (73%)
    • Reserve Fund (15%)
    • Team (5%)
    • Partners (5%)
    • Bounty (2%)
    Details Indicators
    Token Symbol DTRC
    Full Token Name DTRC tokens
    Crowdsale Start March 5th, 00:00 GMT+03:00
    Crowdsale End Hard cap is reached or April 4th, 00:00 GMT+03:00
    Crowdsale Hard Cap Fixed, $51
    Crowdsale Soft Cap Yes, $1
    Domain registration date 2017-10-11
    Domain owner Shylov Oleksandr

    Cost of the token

    1 token for 0.01 $

    Price without discounts


    The participants who contributed during the first ITO hours will receive the following bonuses:
    30% - 0-6 hours;
    25% - 6-12 hours;
    20% - 12-24 hours;
    15% - 24-48 hours;
    10% - 48 hours – 15 days;
    0% - 15 days.

    Accepted currency

    • Bitcoin
    • Ethereum
    • Fiat

    Rate the project

    Estimate the project on a five-point scale or switch to the simple scale

    Five-point scale Simple scale

    Relevance of the problem and Market size

    1 2 3 4 5

    Product competitiveness

    1 2 3 4 5

    Founders, Team & Advisors

    1 2 3 4 5

    Budget allocation and roadmap

    1 2 3 4 5

    Token economy, Tokenization & Business model

    1 2 3 4 5

    Distribution & Lock up of tokens, Discounts for early buyers

    1 2 3 4 5

    Summary rate the project

    1 2 3 4 5

    Rate the project by other users

    Phil Zander April 06, 2018
    Rating of project


    Risks and disadvantages


    Natsumi Iwata April 05, 2018
    Rating of project


    Risks and disadvantages


    Lisa Dominguez April 05, 2018
    Rating of project


    Risks and disadvantages


    Andrew Robinson April 01, 2018
    Rating of project


    Detailed road map, clear token distribution scheme, modern website, great professional team.

    Risks and disadvantages

    The graph shows that at the moment there is a decrease in interest in the project, the team needs more work in promoting this project in order to attract more ICO investment.


    If the project is implemented according to the plan, it will be a breakthrough in the banking activity of crypto-currencies. and will get a huge profit.

    Kate Konovalova April 01, 2018
    Rating of project


    The presented road map is written in great detail, this indicates the professionalism of the team. The platform helps people get the services they need, while preserving their freedom of decision.

    Risks and disadvantages

    Traffic is declining, customer interest is falling, the reason for this may be a security problem.


    A clear model of tokenization, a good system of discounts and bonuses. Perhaps in the market there will be problems with the competitiveness of the project.

    Leysan Gilfanova March 20, 2018
    Rating of project


    Interesting ideas of a scoring system based on already available data of partner companies, short-term accumulation accounts, and biometric authorization
    Detailed road-map.

    Risks and disadvantages

    This project has little independent funding. Everything depends on crowdfunding almost entirely.
    The team doesn`t look very experienced.


    It is true that cryptocurrency market needs cross-currency cryptobanking platforms, but that team is not the only one who realized this and the competition is going to be hard.
    Prospective investors should keep in mind that this project is not a sure deal.

    Denys Serhiichuk March 19, 2018
    Rating of project


    Such a platform will be an ideal solution for people without a credit history, which traditional banks can not always provide loan proposals, or current offers on the market will cost them significantly more "

    The uniqueness of the project is to provide complete freedom of choice for users. He is a guide and mentor for his clients, while traditional banks act as a centralized supervisory institution.The project will give customers the opportunity to get the services adapted to their needs.

    Risks and disadvantages

    Datarius wants to enter real financial market and it face several troubles. As there is no legislative background for such projects, regulators may be oppose to such idea.


    Considering the high liquidity of cryptocurrencies, the difficulties of rapidly exchanging of tokens into fiat currencies, and the presence of serious problems in the banking system, crypto-banking will be an excellent incentive for the market.

    Veronika Arbisman March 19, 2018
    Rating of project


    Claimed to provide full scope of financial services and avoiding at the same time high banks' rates. Transfer best bank products to decentralization policies. Allows almost reduce transnational costs. Has no risk of losing or "shadowing" data.

    Risks and disadvantages

    Traffics statistics declines. If its a bank, then at some point will appear bank robbers, though digital ones.


    Change the principles of banking and insurance sector operations and prevention of financial crimes worth of giving a chance.

    See more reviews


    Frequently Asked Questions

    What is Datarius?

    Datarius is the first social P2P cryptobank.

    Our main goal is to demonstrate that fintech can be completely different.

    We decided not to impose any services to users. We will provide three listings with the different trust levels – from the borrowers minimally verified by the system algorithms and to the completely transparent borrowers, thoroughly reviewed by the project’s Risk Department. Any interested user, at any time, can personally order one or another related service – in-depth computer evaluation, evaluation by project partners, evaluation by the Risk Department, evaluation by user-managers. The results will be immediately available to all other users. Accordingly, one or another application can automatically shift from one listing to another in keeping with the wishes of the project participants, and not merely as preferred by the submitting user. Thus, Datarius provides its users with complete freedom of choice both in terms of actions and cost.

    Datarius also provides its partner projects, including blockchain, as well as simple professional users or users who have completed training, with the possibility to increase their status in the ecosystem and independently determine the cost of their services and earn with the project, acting at the same time as a participant and a consumer of services.

    - Datarius is the only fintech project to declare the socialization by providing the Trust Limit, Trust Management and User Ratings.

    - Datarius is the only project providing its users with the full freedom of action and opportunity to create the service value chain by themselves.

    - The Datarius team has the expertise and opportunities to open training centers to build the financial literacy and to train to operate directly on the credit market.

    - Datarius is the only cryptoproject to declare the implementation of instant money transfer systems such as Western Union, Money Gramm, Transferwise.

    Datarius is the first project to declare the whole fintech market in a single window.

    What makes Datarius stand out from the similar projects?

    First and foremost, the Datarius project was intended as a unique social fintech project. What does it mean? We decided to provide our users with almost full freedom of action and to completely remove the team core from the main project’s functions, reserving only the platform technical support, a wide range of additional services and marketing. This step paves the way for minimizing the cost of all services. The cost of all services will be build by the users independently, thanks to a convenient designer. Almost at any step, absolutely any user will be able to order any additional service provided directly by the Datarius Cryptobank team or by accredited third-party services.

    Datarius is the only cryptoproject that integrates such social functions as Trust Limit and Trust Management. Any user can provide access to a certain amount of funds at one time to a specific user or a group of users. The users will no longer need to constantly log into their accounts to make small similar transactions.

    Datarius is the first project aimed at implementing the most frequently used and popular functionality in a “single window” mode. We implement the best classical solutions, remove the drawbacks, make it available from any nook of the world, socialize and get the product, which most relevant to the market requirements and needs.

    Please, tell us more about the team. Where are you from? What is your expertise?

    Information about the project team is fully open and can be found in our draft of White Paper. We have a very international team. Physically, we are all scattered around the globe – from Malaysia to Costa Rica. Every member of the team is a real expert in his/her field. The entire Datarius core has no less than 10 years of the continuous work experience within its field of competence. The core management team has experience in banking and financial spheres, including work with non-performing loans, experience in large international companies. The technical arm of the project is ultra-class professionals, enthused about their work and pioneers in the field of decentralized technologies. We also have a strong legal support.

    We have no doubt in the competence of each key player of the project. Today we are actively recruiting and training the support staff.

    When do you plan to show the MVP?

    Due to the research results in response to the market request and with a view to optimizing the processes, we have found it necessary to change our initial plans. The user interfaces and the basic platform for P2P lending are almost ready, but we decided to implement the project on our own blockchain right away. Today, we are working on the description of the terms of reference. According to our road, we plan to get a pre-alpha version of the basic system by June, 2018 and on April 2, 2019 to already launch a fully-developed commercial product for a wide audience of users.

    Why is DTRC token unique?

    DTRC token is a unique access key to the future cryptobank. All Datarius Cryptobank services will be available through DTRC tokens. To provide or get a loan, to access the Trust Limit, to invest in package investments, to participate in the formation of a package loan offer and much more – all this will be possible exceptionally in DTRC.

    The final number of Datarius ecosystem tokens will be determined through the main round – ITO.

    Thus, no matter how many tokens have been released up to the last second of the ITO – this number will be final. There will be no additional token emission. Never.

    The popularity of the First Social Cryptobank Datarius will grow, the number of users will increase, the list of financial instruments will be constantly extended and enhanced, and the number of tokens (the main tool) will forever remain the same.

    Moreover, ALL active users of the Datarius ecosystem will be rewarded by a special DTRR (DaTaRius Reward), which amount to 65% of all Datarius fees and charges.

    What is the price of the DTRC token now and what will it be over N time?

    We do not sell DTRC tokens. Anyone wishing to become a contributor of the project pays for the registration and data processing, and receives tokens as a bonus. The nominal value of the DTRC token is 0.01$.

    During the ITO there is a special bonus program:

    - the first 6 hours from the start + 30% of the tokens

    - the following 6 hours + 25% of the tokens

    - 12-24 hours upon the ITO start + 20% of tokens

    - 24-48 hours +15% of tokens

    - 48 hours – 15 days +10% of tokens

    Starting from the 15th day until the end of the ITO, only referral bonuses will operate.

    We cannot and do not have the right to guarantee any growth of the token on the free market. Answering this question, we should emphasize the following fact: the final number of the Datarius ecosystem tokens will be determined through the main round – ITO. There will be no additional token emission. Never. In turn, we expect a continuous increase in the number of the ecosystem users and project it to reach 1,000,000 of active users by May, 2019.

    Which benefits will the DTRC token holders experience?

    All users who own DTRC tokens will have an exclusive opportunity to participate in attracting new users to the Datarius ecosystem. They will also be monthly rewarded by a special DTRR (DaTaRius Reward), which amount to 65% of all Datarius fees and charges. The Darius Project, being the first social cryptobank, retains only 35% of the company's profit for maintaining the system's efficiency, modernization, popularization and expansion.

    What will be the total number of the DTRC tokens emitted?

    The final number of Datarius ecosystem tokens will be determined through the main round – ITO.

    Thus, no matter how many tokens have been released up to the last second of the ITO – this number will be final. There will be no additional token emission. Never.

    When and which exchanges will the DTRC token be available on?

    The list will be determined within 14 days upon the ITO completion. Immediately after the ITO ends, the DTRC token becomes available in the pool of our partner Bancor.

    To keep up on the latest news and updates – join our Telegram channel

    How to participate in the ITO?

    You need to register at https://ito.datarius.io and then follow the instructions. We accept the following currencies: ETH, BTC, LTC, BCC. You need to contact us if you want to participate with fiat money or currency valued at over $ 50,000

    Find more detailed instructions at: https://docs.google.com/document/d/1UNoQ2rtAe9GxCMlyFt8gBYn15qBDN_SExDqo5AmZbgg/view#

    How to know the date of the ITO completion?

    Main round of the ITO will be held from 05.03.2018 till 05.04.2018

    May I pay in fiat money?

    You can pay in fiat currency, but you should know that in this case the tokens will be emitted only upon the payment receipt – this means that you might not be in time to get bonuses. The exception is the confirmed intentions, previously agreed with the project coordinators (a blank sheet), as well as contributorship before the launch of the ITO (in this case tokens will be credited at the moment of the ITO launch).

    It is also worth taking into account that the DTRC token is an ERC20 token, which means that you will need the Ethereum wallet IN ANY CASE.

    Which bonuses will be available during the ITO?

    During the ITO there is a special bonus program:

    - the first 6 hours from the start + 30% of the tokens

    - the following 6 hours + 25% of the tokens

    - 12-24 hours upon the ITO start + 20% of tokens

    - 24-48 hours +15% of tokens

    - 48 hours – 15 days +10% of tokens

    Starting from the 15th day until the end of the ITO, only referral bonuses will operate.

    What is the minimum amount to participate in the ITO?

    0.01 BTC

    0.01 LTC

    0.01 BCC

    0.01 ETH

    Do you have any escrows?

    Yes. The ITO campaign is of the “All or Nothing” type. This means that if the SoftCap is not reached before the end of the ITO, all contributions will be returned. This functionality is fully integrated into our Smart Contract.

    What is the DTRC token type?

    Today, the DTRC token is a standard ERC20 token. With the transition to its own blockchain, it will be exchanged at the rate of 1 to 1.

    Where to store the DTRC token?

    Token DTRC is a standard ERC20 token. It will be automatically transferred to the specified ETH wallet. You shall specify EXCLUSIVELY (!) a wallet from which you have a private key to avoid losing the token. Learn more at: https://docs.google.com/document/d/1UNoQ2rtAe9GxCMlyFt8gBYn15qBDN_SExDqo5AmZbgg/view#

    How many tokens do I get for …. BTC/ETH/etc?

    Use the calculator on site to find out how many DTRC tokens will be credited to you when paying the specific authorization amount.

    What is the best wallet to store DTRC token in?

    We recommend MyEtherWallet.com

    Find more information on the compatible wallets at: https://docs.google.com/document/d/1UNoQ2rtAe9GxCMlyFt8gBYn15qBDN_SExDqo5AmZbgg/view#

    Is there any referral program for the ITO participants?

    Yes. Click here ito.datarius.io to learn more about the terms of the Referral Program:

    What will you do with undistributed tokens?

    We won’t emit them.

    My token balance shows up 0. What to do?

    This situation is possible for various reasons. First of all it is useful to review the FAQ regarding the ITO participation:


    and make sure that you have:

    - entered your ETH address for the tokens to be credited to after payment and stored it in the system

    - entered really YOUR address – and not the contract address or the address you have sent the payment to.

    In case of any additional questions, you can always contact us.

    I do not receive a registration acknowledgment letter, what to do?

    Despite the fact that Datarius sends newsletters only to its own users, some postal services may land the correspondence to the spam. Therefore, first of all, check your SPAM folder. If you still do not receive the activation e-mail, you can try to register with another mailbox (later it can be changed). If you do not have such opportunity, you should immediately contact us to promptly resolve your problem.