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#Blockchain, #Impact Investments All projects

FINX: Next-Generation Banking

The world's 1st comprehensive decentralised bank

stage Ended crowdsale

4.0 Rating

by 2 users


    • Employees28


    man Victor Hoo

    Co-founder & Interim CEO

    From planning and execution, to business and product
    development, Victor is central to the formation of FINX. He has close to 2 decades of experience in various fields including corporate finance and information technology. Victor is a postgraduate in banking and finance law, corporate and commercial law from the University of London. Victor has also obtained a certificate of Blockchain Strategy Program from Said
    Business School, University of Oxford.

    man Dr Andy Low


    Equipped with over 20 years of business and market research experience, Dr Andy Low is a leading expert in the areas of Financial Securities, Fintech Development, Blockchain Integration, and Machine-Learning.

    man Eric Lee


    Eric Lee is one of the Malaysia’s top young entrepreneurs with outstanding performance in his diverse investment portfolio. Eric has vast experiences across a number of different industries such as mobile App Development, Machine Learning, Agricultural
    Product Manufacturing, Hospitality Industry, as well as
    Commercial Property Development. His business empire spans across the entirety of the Asia-Pacific & South-East-Asia region.

    man Pua Kim An


    Pua is a successful entrepreneur that has over 2 decades of experience in the sectors of Property Development, Consumer Product Manufacturing, and aggressive Seed Funding. Pua is also recognised in the “World Fujian Business Directory 2011” as one
    of the leading entrepreneurs in Asia. He is currently holding several Senior Management positions in a number of companies which, over the decades, have culminated into an impressive portfolio.

    man John Chan

    CSO / Project Lead

    John is the founder of CrypSec, the pioneer company in South East Asia to successfully market cryptocurrency mining on an industrial scale. John has been an early proponent for blockchain adoption in Asia since 2013, tirelessly pushing for its awareness & adoption in Asia until today. John possesses a wide array of business expertise encompassing corporate legal compliance, aggressive market expansion, and corporate governance.


    man Joseph R. Banks (Bobby)

    Financial Advisor

    Bobby is a seasoned Financial Services executive with a proven track record of navigating next generation funding structures and operating challenges for fast growth companies. Bobby was the Managing Director at JP Morgan Chase, London, UK, the Managing Director of Goldman Sachs Group, Managing Partner of Hazelstreet Partners, London, UK, the Group CFO for Mountain Partners AG and Co-CEO & Head at the London office of PanAfrican Investment Co.

    man Marco Baccanello

    Financial Advisor

    Marco has a wealth of Corporate Finance and Investment expertise in both the Financial Services and technology sectors. He spent over 10 years with PwC in London, Johannesburg and Silicon Valley, working on a wide range of clients, advising on capital raising, investment and growth strategies. His business interests include operations across Europe including the UK, Spain, France, Poland, Ukraine and the Middle East. Marco has worked on deals with Comcast, Sky and a number of investment funds in the UK, China and the USA.

    man Jeremy Roberts

    Financial Advisor

    Jeremy has more than 20 years corporate finance, principal investing and private equity experience primarily in the industrial, transport, leisure, technology and energy sectors in the UK, Europe, Africa, Middle East, Latin America and Asia. He was the Vice President of Credit Suisse First Boston, where he focused on the provision of investment banking services to clients within the transport sector. Jeremy was also a Director at Lansdowne Capital. On returning to the UK, he helped establish Global Group Capital
    Management as an FCA approved and authorised corporate finance business.

    man Alan Wee

    Financial Advisor

    Alan has over 25 years of experience in the banking industry, having held numerous top management positions in leading finance institutions. He has served as the Chief Operating Officer at Hong Leong Bank, General Manager in Hong Leong Bank Secured Lending and Retail Banking Department, SVP Sales & Marketing Director at Southern Bank Malaysia and Vice President at Citibank. He was also the Retail Banking Director at Al Rajhi Bank and Executive Director, China Consumer Banking Head at United Overseas Bank.

    man Joseph Lim

    Marketing Advisor

    Joseph heads on the CMO role for one of the biggest MVNOs in Asia under the bigger umbrella brand of Tune Group and a household brand for aviation – Air Asia. He has also the opportunity and exposure of leveraging off insights from the various industry within the group. Group marketing synergy was also one of the main focus during his role as CMO within the Tune Group.

    Crowdsale details

    Distribution of tokens
    • Crowdsale (49.47%)
    • Private Presale (49.47%)
    • Advisory Team (0.04%)
    • Management Team (0.02%)
    • Founders (1%)
    Budget allocation
    • Capital Reservation (25%)
    • Working Capital (20%)
    • Development (20%)
    • Legal (15%)
    • PR & Marketing (10%)
    • Founders and Team (10%)
    Details Indicators
    Token Symbol FINX
    Full Token Name FINX Token
    Pre-crowdsale Start May 1st, 00:00 GMT+03:00
    Pre-crowdsale End May 31st, 00:00 GMT+03:00
    Crowdsale Start June 15th, 00:00 GMT+03:00
    Crowdsale End November 30th, 00:00 GMT+03:00
    Domain owner Individual

    Cost of the token

    1200 tokens for 1 eth

    Price without discounts

    Accepted currency

    • Bitcoin
    • Ethereum

    Rate the project

    Estimate the project on a five-point scale or switch to the simple scale

    Five-point scale Simple scale

    Relevance of the problem and Market size

    1 2 3 4 5

    Product competitiveness

    1 2 3 4 5

    Founders, Team & Advisors

    1 2 3 4 5

    Budget allocation and roadmap

    1 2 3 4 5

    Token economy, Tokenization & Business model

    1 2 3 4 5

    Distribution & Lock up of tokens, Discounts for early buyers

    1 2 3 4 5

    Summary rate the project

    1 2 3 4 5

    Rate the project by other users

    Denys Serhiichuk July 03, 2018
    Rating of project


    The first advantage concerns the main document of the project - Whitepaper. Besides usual one, Fins has a brief version, where the main features are descried. There is also an available working product, an application, which users can get on Play Store.

    Risks and disadvantages

    I wish Roadmap could be more precised. It is outlined in quarters. It would be good, if some dates were also mentioned.


    The idea of connecting banking services and Blockchain is not new. Thus, I barely understand how banks can be decentralized. In addition, there is no guarantee that nobody can hack the following platform. Despite the fact, that information about founders are mentioned on the website. However, there are no links on their accounts on social networks.

    James Young July 01, 2018
    Rating of project


    I am always sceptical about banking solutions, considering the amount of ICO in the past. However, I am quite positive on this project, as we have to wait for a while before we get a comprehensive banking platform.

    Risks and disadvantages

    No significant issues note so far, however, it would be great to play with at least demo version of the app or web version of the platform. Also, I would recommend adding more details regarding client data protection and privacy on the white paper.


    Overall, I am looking forward to see this platform, the roadmap looks realistic along with a capable Team.


    Frequently Asked Questions

    When can I use the FINX storage, trading and withdrawal function?

    FINX storage function will be available when FINX wallet is
    available to be downloaded from Appstore and PlayStore,
    tentatively by 1 June 2018. FINX trading and withdrawal
    function will be available in December 2018.

    How do I process withdrawals in FINX wallet?

    FINX users enjoy the option of withdrawing their
    digital assets in the form of physical gold coins. The
    physical gold withdrawn will be delivered to the user’s
    registered address. Withdrawals in the form of fiat
    currency can be facilitated in the following 2 ways:
    (i) Debit Card - FINX users have to option of opening a Swiss
    bank account in order to obtain a Debit Card. Any amount
    withdrawn through FINX can then be credited into the Debit
    Card issued by the Swiss bank.
    (ii) Telegraphic - Any amount withdrawn will be
    telegraphically transferred to the users account;
    subject to the daily withdrawal limit of USD 1,000.00 and
    monthly withdrawal limit of USD 10,000.00.

    What is the withdrawal fee?

    Withdrawal fee in fiat currency and physical gold coins will be
    subjected to a fee amounting to 10% of the transacted amount.
    Withdrawal in physical gold coins will also be subjected to
    handling and delivery charges.

    What is the trading transaction fee?

    The trading transaction fee will be 1-3% of the transaction
    value. The percentage of transaction fees will depend on the
    type of cryptocurrency.

    Which platform does FINX operate on? Are FINX tokens ERC-20 compatible?

    The FINX platform is built on the Ethereum blockchain
    platform. The FINX tokens are based ERC-20 token

    When does the pre-token sales start?

    It will start on the 1st of May 2018.

    Which currencies can be used to purchase FINX Tokens during pre-token sale?

    Cryptocurrency: Bitcoin, Ethereum
    *FINX will not accept any cash payment for purchase
    of FINX Tokens. All acquisitions of FINX Tokens via
    cash must be processed through a third party who will
    convert the cash into cryptocurrency accepted by FINX. Fiat
    currencies accepted by third party include: USD, SGD, Pound
    Sterling and RenMinBi.

    When does the FINX ITO start?

    It will start on the 1st of June 2018.

    What is the price of FINX token at ITO?

    The token will be priced at USD $0.50 at ITO.