HubrisOne: Crypto-friendly banking mobile application
Future of crypto-friendly banking in your palms, soon
There are many challenges originating from both cryptocurrencies and traditional banking system. These challenges prevent wider adoption of cryptocurrencies and whole world to benefit from cryptocurrencies. These challenges would only be overcome if the perception of people changed, which is almost impossible as a solution. The other option would be to implement a solution which would become a real connector between these two functional systems, offering benefits that will make processes related to each ecosystem easier, cheaper and more beneficial to participants.
HubrisOne, is a mobile application designed to completely revolutionise the dynamics between the cryptocurrency and the banking sector. At present there is little to no trust between traditional banking and cryptocurrency users. We plan to fuse traditional banking with cryptocurrency, and deliver the related services to the masses through an open, honest and fully trustworthy infrastructure, which is easy to use and easy to understand by new entrants into the cryptocurrency market and veterans alike.
The HubrisOne team is introducing a functional utility token known as the Hubris Token (HBRS), which will be used within the HubrisOne app and infrastructure, as a store of value, a way to transfer funds, receive platform access, discounts and used as a form of payment in conjunction with the HubrisOne debit cards.
There is a vast market opportunity which is not dominated by any new solution. We are offering easy and affordable banking solutions to the 2 billion unbanked people around the world.
There is a robust business model established depends on several revenue streams such as, membership fees, crypto-backed lending services, and open partner marketplace.
CMO & Partnerships
Cryptocurrency enthusiast, decentralization advocate, ICO and crypto-asset investor and a process leader committed to value addition, establishing efficient processes, and collaborative teams. Strengths in efficiency improvement, problem solving, negotiation and team leadership. Diversified skills include project management, safety improvement, strategic planning, sales & marketing and process modification.
- ICO (60)
- Team & Advisors (17)
- Customer funnel (10)
- Bounty (9)
- Rezerve (3)
- Legal (1)
- Development (40%)
- Operations (20%)
- Marketing (20%)
- Security Infrastructure (15%)
- Partnerships (5%)
Cost of the token1 token for 0.02 $
Price without discounts
Token price is $0.02 now and there will be $0.01 increase each month of ICO up to $0.05
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Relevance of the problem and Market size
Founders, Team & Advisors
Budget allocation and roadmap
Token economy, Tokenization & Business model
Distribution & Lock up of tokens, Discounts for early buyers
Summary rate the project
Rate the project by other users2
Huge potential of crossing Fiat money and cryptocurrency. The ability to store money in the phone. Excellent team and formed product. Unoccupied niche.
Risks and disadvantages
There are risks in any business all the time. Consider only the risk in introducing to the masses the technology.
I really hope that Hurricane will be able to combine traditional banking and cryptocurrencies because I would like to live in a world where the flexibility of cryptography and the reliability of the banking system are available on one platform.
Competitors do not have most of the features Hubrisone offer. Business model does not depend on token sales or token value so it is robust and most probably bring success. They have an MVP which is promising. Cryptocurrency wallets and digital current account in the same place is a great idea. Cryptocurrency backed loans would be helpful for people want to hold their crypto long term.
Risks and disadvantages
WHAT IS HUBRISONE?
We’re a cryptocurrency friendly digital bank. We’ve combined key banking features, such as international payments, debit cards, international account numbers with the new world of cryptocurrencies.
What’s even better, we will be fully regulated and compliant upon launch.
WHAT IS HUBRISONE’S VISION?
Our vision is to become the connector between the old world of finance and banking to the new world of cryptocurrencies. In a new, secure and user friendly way.
We believe this combination will legitmise cryptocurrencies and increase mass adoption which will only push this industry forward.
THERE ARE COMPANIES THAT ALREADY ALLOW ME TO SPEND MY CRYPTOCURRENCY WITH A VISA OR MASTERCARD, WHAT MAKES YOU DIFFERENT?
HubrisOne enables you to perform your daily banking activities as you would with your bank today, with seamless cryptocurrency integration.
We’re truly changing the game.
WHO ARE YOUR COMPETITORS?
We have not identified any competition which offers the full suite of services and solutions we offer. However, there are a few competitors within this space which offer fragmented solutions, they are: Wirex, TenX, CryptoPay
WHAT ROLE DOES THE HUBRIS TOKEN PLAY IN ALL OF THIS AND WHY WILL THIS INCREASE DEMAND FOR THE TOKEN?
The HubrisOne token will be an ERC20 standard token. Below are a few features the HBRS token will enable in the HubrisOne eco-system:
40% discount on membership fees – Learn more
Receive up to 30% token reward (of top up amount) when you load or top up your account
Gain access and use in our Open Platform Marketplace – Learn more
You will need pre-set number of HBRS token to access our wealth management solutions and crypto-backed loans facilities
You can spend your HBRS tokens on your HubrisOne debit card using our auto-convert feature and you will receive upto 1% of what you spent.
When you sign up you will recieve $100 worth of HBRS tokens (limited time offer).
Each time you refer a new customer you will receive $10 in Hubris Tokens.
You can send Hubris Tokens to any ERC20 wallet globally.
WHERE IS YOUR BUSINESS REGISTERED?
We’re registered in the United Kingdom with companies house, under our registered name: HubrisOne Technologies Ltd.
Company number: 11529615
IS HUBRISONE A BANK?
No, HubrisOne is not a bank, however we provide services your traditional bank would provide, you can call us a digital banking alternative.
We will be regulated and authorised by the Financial Conduct Authority under the Electronic Money Licence (2011). Read more in the documents section if our website.
WILL YOU BE APPLYING FOR A BANKING LICENCE?
We will not be applying for a full banking licence, however we will become an authorised electronic money institution through our U.K. card partner who is fully authorised and regulated by the Financial Conduct Authority.
WILL YOU OFFER ACCOUNTS TO CRYPTOCURRENCY BUSINESSES?
Yes. We’re a cryptocurrency friendly digital bank, this means we support selected businesses which are focused on cryptocurrency, such as exchanges. Subject to due diligence and other checks.
DO YOU HAVE AN MVP OR CONCEPT OF YOUR APP?
You’re in luck – HubrisOne MVP will be released on the 30th of November. Potential customers and investors will be able to get a feel and play around with the first release of the HubrisOne app demo. Register here to be first to experience HubrisOne when our MVP is released.
Please note: The demo will not be fully functional – only for UX (user experience) and illustration purposes and feedback.