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#FinTech All projects

Moneto: We issue instant loans secured by bitcoins.

Usage of our platform allows to save BTC under the "buy-and-hold" strategy, and use up to 70% of the amount of deposit.

stage Ended crowdsale

3.7 Rating

by 9 users


    KPLs

    • Employees4

    Team

    4
    man Michail Gabov

    Co-Founder

    Michail has experience in direct sales in international companies and business development in the entrusted territory. In the crypto-currency sphere since 2016.

    man Andrew Grishchenko

    Founder

    Andrew is an engineer and lawyer with 8 years of experience in managing the collective at industrial safety enterprises. He has 5 years of experience in international trade. In the crypto-currency sphere since 2017.

    man Andrew Maxunov

    4 years in Digital-marketing

    4 years in Digital-marketing

    man Mikhail Baranov

    SMM

    Internet Marketing and Blockchain Enthusiast.




    Crowdsale details

    Distribution of tokens
    • Crowdsale (70%)
    • Founders (11%)
    • Team (7%)
    • Advisors, partners, early investors (5%)
    • Marketing & promotion (5%)
    • Bounty (2%)
    Budget allocation
    • Loan portfolio (63%)
    • Business development (12%)
    • Team (10%)
    • Reserved funds (10%)
    • Product development (5%)
    Details Indicators
    Token Symbol MTO
    Full Token Name Moneto Token
    Pre-crowdsale Start April 10th, 00:00 GMT+03:00
    Pre-crowdsale End Hard cap is reached or May 9th, 00:00 GMT+03:00
    Pre-crowdsale Hard Cap Fixed, 1500 ETH
    Pre-crowdsale Soft Cap Yes, 150 ETH
    Crowdsale Start June 10th, 00:00 GMT+03:00
    Crowdsale End Hard cap is reached or July 9th, 00:00 GMT+03:00
    Crowdsale Hard Cap Fixed, 25000 ETH
    Crowdsale Soft Cap Yes, 2500 ETH
    Domain owner Individual

    Cost of the token

    1 token for 0.01 eth

    Price without discounts

    Bonuses

    Pre-crowdsale
    Bonus Dates Minimum purchase amount
    10% April 10 — 16, 2018
    5% April 17 — 23, 2018
    3% April 24 — 30, 2018
    Crowdsale
    Bonus Dates Minimum purchase amount
    10% June 10 — 17, 2018
    7% June 18 — 24, 2018
    5% June 25 — July 01, 2018
    3% July 02 — 08, 2018

    Accepted currency

    • Ethereum


    Rate the project

    Estimate the project on a five-point scale or switch to the simple scale

    Five-point scale Simple scale

    Relevance of the problem and Market size

    1 2 3 4 5

    Product competitiveness

    1 2 3 4 5

    Founders, Team & Advisors

    1 2 3 4 5

    Budget allocation and roadmap

    1 2 3 4 5

    Token economy, Tokenization & Business model

    1 2 3 4 5

    Distribution & Lock up of tokens, Discounts for early buyers

    1 2 3 4 5

    Summary rate the project

    1 2 3 4 5

    Rate the project by other users

    9
    Alexandr Gonchar June 09, 2018
    Rating of project
    3.7

    Advantages

    Quite an interesting project, which can become a fully fledged financial instrument on the cryptocurrency market. This solution allows you to get loans in the cryptocurrency or to withdraw fiat money without withdrawing your bitcoins. A well-thought-out decision for the buy and hold strategy for a long time.

    Risks and disadvantages

    The idea of ​​the project is good and relevant, but how proper implementation of this solution will be and will it gain popularity among numerous cryptocurrency traders remains in question. Essentially, the project repeats in its many solutions that already work in the market and have their audience.

    Comments

    It seems to me that this project can achieve success and win popularity in the cryptocurrency ecosystem under certain conditions. The team needs to conduct a massive advertising and bounty campaign, to get to know their project as many as possible people from different countries of the world, probably then there will be a positive result.

    Kate Konovalova April 15, 2018
    Rating of project
    4.0

    Advantages

    The team has experience in the crypto-currency area, which positively affects the short terms indicated in the road map. The test platform is already implemented.

    Risks and disadvantages

    It is unclear how the security of transactions will be implemented, compliance with legal norms.

    Comments

    Informative documentation plus a bonus program give a good chance to find investors. A clear tokenization model and growing traffic statistics.

    Christine Collins April 11, 2018
    Rating of project
    4.0

    Advantages

    Moneto allows you to easily and quickly take a loan in fiat money using digital currency as collateral. Commission for transactions are small. In general, with the growth rate of bitcoin, there is a good chance to earn, thanks to a fixed rate.
    A good program for investors, investing in various ICO.
    You can also buy money by selling a digital asset on the stock exchange. This will be a plus, for example, with a sharp drop in the rate.
    There is a good opportunity to choose the most optimal loan option.
    The approval of loan applications is 100%.
    The service capabilities can be estimated using the test version of the program.
    At the moment there are no worthy similar projects.

    Risks and disadvantages

    Developers operate on the fact that the cost of bitcoin is growing, and the benefit is that bitcoin can be redeemed at an earlier fixed rate, which leads to capitalization. But it looks like a marketing move, nothing more. The market of crypto currency is extremely variable.
    The main prospects for the development of this project are not outlined, everything looks abstract.
    The proposition looks bloated, defining common provisions on the futures and increasing demand for crypto currency.

    Comments

    An ambitious project that seeks to consolidate for bitcoin the title of a sound financial investment.

    Alex Wilson April 09, 2018
    Rating of project
    4.0

    Advantages

    Developers have already launched a demo application and a demo site where you can test how it works. The project team has a lot of guys with experience in the crypto currency area. The project allows you to get money instantly on bailcoin for a small percentage. This is safe, because there is used the blockchain technology, users can easily track all operations.

    Risks and disadvantages

    There is little information about the previous experience of the founders of the project, there are also no advisors. While it is not clear how the project will be scaled. If there is a huge number of transactions and loans, how will the project team ensure the smooth operation of the application.

    Comments

    The business idea of the project has great prospects. The number of holders of crypto currency is growing every day, so the interest in the project will also increase. If the developers make it possible to take a loan on the security of other crypto-currencies, for example, Etherium, then the audience of the project will increase.

    William Anderson April 09, 2018
    Rating of project
    3.2

    Advantages

    . A hand full of tokens are allocated to the crowd sales which will result into attaining the targeted hard cap, the bounty program issues out tokens to those individuals carrying out referrals and marketing campaigns which will in return increase the projects popularity. The number of employees is minimal and quite manageable,this will ensure timely payment of wages. The project gives out bonuses to the early investors a factor that will bring many to take up this benefit of acquiring extra tokens. The short time implementation of the road map shows the competence of the team. The founder members have experience in the operating of cryptocurrency with this they can take certain decisions and measures in the favor of the project.

    Risks and disadvantages

    The project lucks a team of advisers, this will be a hindering factor to the smooth sailing and progress of the venture. The absence of a press team will affect its publicity. The statistics gathered from the various search engines show critically low traffic especially in the filled of advertisements,this shows the weakness of the PR team, it will inter-fear with investor involvement with the project, more so the project will most likely fail to reach its targeted soft cap, even the potential investors who are interested in investing wont know about its existence.Only one cryptocurency is allowed by the project which limits token value hence increasing the risk of loss and this factor also hinders the potential investors with alternate cryptocurrencus from investing.

    Comments

    The budget allocation is not accurate and has improper distribution of funds the development of the project is key but holds a small portion of the budget this will affect the development of the project, the reserve as well has quite a small portion of the budget share especially for a project like this one dealing in loaning out of money.

    Ladislava Chernik April 09, 2018
    Rating of project
    2.8

    Advantages

    There is already a platform running in test mode.
    It is convenient, when there is no need to sell your bitcoins at all, and you can simply leave them in bail for a while on good terms. Suitable for investors and traders, so as no need to withdraw money from turnover, even if one has such a need for money.

    Risks and disadvantages

    The professional background of the team is not very clear. In which companies worked, which projects were implemented, what results were achieved.
    No advisers, no partners announced.

    Comments

    An unclear budget structure, a small part is given to the development of the product. And this despite the fact that it was promised to develop the infrastructure, to create additional opportunities for the product, such as withdrawals from ATMs, settle in stores and outlets via terminals, a mobile application etc.
    All this in combination with unclear information on the team and the advisers does not inspire me to trust the project as an investment.

    Andrew Robinson April 08, 2018
    Rating of project
    3.7

    Advantages

    The project has a good idea. The founders of the project have experience in management and trade, as well as in the crypto-currency area. Short implementation time of the project, that indicates the competence of the team. Also there is a modern website, it shows how the project works, that fact can increase the number of investors.

    Risks and disadvantages

    Unfortunately, the project has no advisers and doesn't have any blockchain developers. Also there is too little money from the budget to develop the product.

    Comments

    Providing instant loans secured by bitcoins is a promising business idea. Detailed documentation, a bonus system for early buyers will help attract investors.

    Veronika Arbisman April 07, 2018
    Rating of project
    3.8

    Advantages

    Purchasing of BTC at the same rate user sold them, ability of returning them at the same rate even after increasing. Small interest rate and saving of BTC under the "buy-and-hold" strategy, use up to 70% of the amount of deposit. Getting more favorable conditions for loans, possibility of choosing the type of loan. Test mode is already available.

    Risks and disadvantages

    Market audience of the project is a bit limited at the moment. However, the number of individuals and companies attracted by crypto are increasing. No advisers were invited as well as press reviews are absent. All this and minuses of marketing department turned out in low traffic statistics.

    Comments

    Financial institutions, commercial organizations, number of major banks are interested in BTC due to it success, are using it for carrying out commercial transactions and consider options for the extensive use of crypto. Main trend is a long-term investment in the digital currency and that's create a need in functional financial tool.

    Sofia Medda April 07, 2018
    Rating of project
    3.7

    Advantages

    The platform will be useful for owners of cryptocurrency. Demo version is available.

    Risks and disadvantages

    I have doubts about budget allocation. Only 13% of the budged will support development. Is that enough? I think the target audience is not too wide. I don`t see any information about advisors.

    Comments

    I think this is not one of the best projects.

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