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#Blockchain All projects

OTPPAY - Your Next-Gen Crypto Banker

Omni Token Platform for Payments

stage Ended crowdsale

4.1 Rating

by 6 users


    • Employees18


    December, 2013

    Developed e-commerce, HRM, Competency Mapping, University Automation, Betting & Gambling Products.

    December, 2014

    Established Rental Payments, Merchant Payments in INDIA under PAYZAK brand.

    December, 2016

    Expanded our Footprints to Malaysia for Rental & Merchant Payments under RENTPAY brand.
    Developed PCI-DSS Certified ePOS Payments Application.

    December, 2017

    Expanded our Product verticals to Blockchain & Cryptocurrencies.
    Formed OTPPAY R&D to explore Blockchain, AI & ML powered Payment System.



    Lalith Babu

    Founder and CEO

    Vijaykumar Rajan

    Chief Technology Officer

    Aravind Rajagopal

    UI/UX Developer

    Vengatesan Murali

    Blockchain Developer

    Sangeetha Selvaraj

    Nodejs Developer

    Manjuladevi Jeganathan

    Nodejs Developer

    Akriti Dhar

    Smart contract Developer

    Vasanthakumar Sethu

    Blockchain Developer

    Vinoth Shanmugam

    Application Developer

    Sivaramyogesh Manimaran

    Application Developer

    Pradeep Venkatapathy

    Test Engineer

    Bharath Arun

    Business Development Manager


    man Vladimir Nikitin

    Vice-president of Blockchain startup CryptoPromo "ToTheMoon"

    man Rumen Slavchov

    Chief Relationship Officer | Sales Manager | ICO Marketing & ICO Expert at ICO BENCH

    man Jen Buakaew

    CEO CLOUT Network, Advisory Board- New Money Systems at Lifeboat Foundation

    man Jaspal Singh

    Chief Advisor to Secretary General

    man Matt Alley

    Creative Financial Solutions

    Crowdsale details

    Distribution of tokens
    • OTPPAY reserved (200000000)
    • Private Investor Reserve (70000000)
    • ICO Token Supply (600000000)
    • Bonus & Referrals (111000000)
    • Employess & Public Contributors (19000000)
    Budget allocation
    • Engineering and Services (40%)
    • Operational Expenses (15%)
    • Marketing and Promotionals (12%)
    • Partner Engagement (10%)
    • Banking Licences and Approvals (10%)
    • Legal (10%)
    • Miscellaneous (3%)
    Details Indicators
    Token Symbol OTP
    Full Token Name OTPPAY Token
    Pre-crowdsale Start March 5th, 00:00 GMT+03:00
    Pre-crowdsale End Hard cap is reached or April 3rd, 00:00 GMT+03:00
    Pre-crowdsale Hard Cap Fixed, 3750 ETH
    Crowdsale Start April 4th, 00:00 GMT+03:00
    Crowdsale End Hard cap is reached or June 2nd, 00:00 GMT+03:00
    Crowdsale Hard Cap Fixed, 67500 ETH
    Domain registration date 2017-12-10
    Domain owner Registration Private, Domains By Proxy, LLC

    Cost of the token

    800 tokens for 0.1 eth

    Price without discounts


    Bonus Dates Minimum purchase amount
    20% March 05 — April 03, 2018
    Bonus Dates Minimum purchase amount
    15% April 04 — May 03, 2018
    10% May 04 — June 02, 2018

    Accepted currency

    • Ethereum

    Rate the project

    Estimate the project on a five-point scale or switch to the simple scale

    Five-point scale Simple scale

    Relevance of the problem and Market size

    1 2 3 4 5

    Product competitiveness

    1 2 3 4 5

    Founders, Team & Advisors

    1 2 3 4 5

    Budget allocation and roadmap

    1 2 3 4 5

    Token economy, Tokenization & Business model

    1 2 3 4 5

    Distribution & Lock up of tokens, Discounts for early buyers

    1 2 3 4 5

    Summary rate the project

    1 2 3 4 5

    Rate the project by other users

    Umraj Ahirwar April 27, 2018
    Rating of project


    Risks and disadvantages


    Alexandr Gonchar April 14, 2018
    Rating of project


    That's a good and prospective idea to use different cryptocurrencies for instant conversion and payment of any product, and it is very demanded at the moment.

    Risks and disadvantages

    There are a lot of similar solutions on the market, and in this case, I don't see any possibilities for this project to crack on the market with its solution.


    The project has all chances to succeed as soon as possible, and it could be said that among hundreds of solutions - this is one of the best and perspective

    Kate Konovalova April 13, 2018
    Rating of project


    A handy mobile application for basic essential functions, provides pricing schedules, release of its contactless cards. A clear road map from which all the goals of the team are visible.

    Risks and disadvantages

    This is not the only ICO project with a similar idea, competition is more and more.


    A good business model, there are many advantages, as well as an excellent security system, I think he has a chance to attract a lot of investors.

    Jordan Semanda April 04, 2018
    Rating of project


    The team has a number of experienced advisers in the filled of cryptocurrency which will steer the project to the right direction and ensure its success. the project has relatively high crowd sales which will ensure the that the hard cap is attained. The project gives out bonuses to the early buyers which will bring in more investors to buy tokens. The project carry's out the token hold function which will be efficient for token growth. The project has high crowd sale which will enable i to reach its target of the hard cap. The project gives bounties to people caring out referrals which will increase its popularity.

    Risks and disadvantages

    The PR team is so far unreliable according to the traffic statistics especially the ads, this will hinder project development because the potential investors will not know about the existence of the project.The project allows one cryptocurrency which dose not create distributed value for the token in case of depreciation o the digital currency the token has nothing to fall back on. it also limits the potential investors with alternate cryptocurrencies. The project has a long time of implementation of the project which shows luck uncertainty of the team this makes the venture unprofitable because things change over time. The project doesn't carry out the freezing of team members tokens for a period of time under smart contract.


    The venture is good and worth an investment it also stands out from many existing ICO projects on the market. The current market of digital currencies is very volatile this fact is know to all investors therefor spreading the risk will help on minimizing the possibility of a loss. The number of fraud ICO projects duping people is also on the rise so to show commitment the team members should freeze their tokens under smart contact to buy investors trust.

    Sofia Medda April 02, 2018
    Rating of project


    The roadmap is clear. We can see that the team has a well-articulated plan (not every project has it).

    Risks and disadvantages

    The product is not ready. The team doesn`t say much about their experience (but it seems they have enthusiasm).


    The idea in not unique, yet still this platform can be useful for users. I would say that a lot depends on promotion. As for now commercial is good.

    Veronika Arbisman March 30, 2018
    Rating of project


    Having functioning mobile app version. User can pic cryptocurrency to pay the vendors/merchants instantly. Offers the state of art pricing analytics with interactive graphs to give possibility to analyze the value trends before initiating the transfer. Offers various methods to send and receive payments from phone.

    Risks and disadvantages

    Competition on the market among platforms providing similar services.


    Make transactions faster 10X times just by scanning the QR. Buyers are highly protected during transactions. Provides in addition contactless debit card. Maybe good project to make your investment portfolio more diversificated.

    See more reviews


    Frequently Asked Questions

    What is OTPPAY?

    OTPPAY: OMNI token platform for Payments, we thrive to bridge the gap between Crypto and Fiat Payments.

    What is your Public ICO name?


    How can I participate in OTPPAY Private Sale?

    Private sale is only for the High token buyers or Institutional buyers. If you have any query, you can discuss on OTPPAY Telegram (https://t.me/otppay). We will help you out how can you transfer ETH to our owner address.

    What is Blockchain?

    The Blockchain is a distributed cryptography-powered database that maintains a list of records, chained together against revision and tampering.

    What are Smart Contracts?

    Smart contracts are computer protocols that automatically, verify, facilitate and enforce the performance of the contract in question.

    What is an ERC20 Token?

    An ERC20 token is a unit of account on the blockchain called Ethereum which is an open-source, public, blockchain-based computing platform with smart contract functionality. We use Ethereum to distribute our own ERC20 Token called OTP.

    Which wallets can be used to store OTP?

    OTP is an ERC20 token and can be stored in ERC20 compatible wallets. You can use a MyEtherWallet.com, for an example.

    When will OTP tokens be available in my wallet?

    Token will be available immediately in your wallet.

    How many tokens will be sold?

    In ICO sale 600 Million tokens will be sold along with 111 Million tokens of Bonus & Rewards.

    How do I participate in OTPPAY Pre-Sale/ICO?

    To take part in the token offering, you should simply send ETH to the token offering address. Your tokens will be sent to your sending address automatically.

    When does OTPPAY Pre-ICO Start?

    The pre-sale will start from March 5th, 2018.

    How many OTP do I get for 1 ETH?

    In Pre Sale - 1ETH = 16,000 Tokens + Bonus (20%)
    In Stage I ICO - 1 ETH = 8,000 Tokens + Bonus (15%)
    In Stage II ICO - 1 ETH = 8,000 Tokens + Bonus (10%)
    Note: 5% referral bonus for all participants.

    What is the minimum investment amount?


    Which payments methods are accepted?

    ETH only.

    Are OTP tokens ERC-20 compatible?

    Yes, OTP tokens are based on the Etherium platform and are ERC20-compliant.

    Can I send ETH and other Cryptocurrencies from an Exchange to participate on the ICO?

    No, you can't send contributions from any place except your wallet, as you will not receive the tokens correctly, and, most probably, will lose them and your funds forever.

    Is the token going to be available on Cryptocurrency Exchanges?

    The token will be available on major cryptocurrency exchanges after the ICO is successfully completed. For more updates refer official website http://otppay.com

    What will happen with unsold tokens?

    It will be burned. No extra tokens will be available for sales after ICO. If anyone interested to hold OTP tokens they can obtain from our partner exchanges.