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#Blockchain, #Finance All projects

Pearl Pay: Your Virtual Money Logistics System

Mobile Payment and Money Transfer Platform as a Service, of world-class quality, relevant for actual use.

stage Ended crowdsale

KPLs

  • Employees10

Team

5
man Sparky Perreras

Co-Founder & Chief Executive Officer

Spark acquired his IT and entrepreneurial skills from the best university in the world, University of Experience. A seasoned IT Executive, Spark worked with one of the top banks in the Philippines where he managed the first dual interface EMV card project in the country including MasterCard, Visa & AMEX EMV integration. With almost two decades of financial IT experience in Consumer Finance Banking: Debit Cards, Prepaid Cards, E-commerce, Mobile Payments and other Consumer Loans, Spark is now focusing on helping bring technology and convenience to more Filipinos across the globe.

man Pio Ryan Lumongsod

Co-Founder, Chief Technology Officer & Chief Operating Officer

Pio is an entrepreneur, IT startup enthusiast and Software Architect with more than 10 years of experience in Software Engineering with focus on scrum, test driven development, and scalability of high traffic websites. He joined and won in Startup Weekend Chile, the Startup Manila, and in the first Asia Bitcoin Hackathon. Pio along with his mentors of world-class engineers from Friendster Inc and Pivotal Labs, turned Friendster into a global platform serving more than a billion users. Pio intends to do the same for Pearl Pay across the globe.

man Adrian Ng

Co-Founder & Chief Financial Officer

Dr. Adrian started as a co-founder of Cookemeup app - a company that stood out from the 60,000 applicants as an alpha startup for the 2016 Rise conference in Hong Kong. He has been in the blockchain industry since 2014 and has investments in different ICOs such as QSP, Ink protocol, Instarr. He is now focusing on helping the Philippines take advantage of the blockchain technology through Pearl Pay.

man Atty. Jay Masangcay

Co-Founder & Chief Legal Officer

As a former Senior Associate at SGV & Co. (Ernst & Young Philippines) and now a lawyer at Feria Law Offices, Atty. Jay offers extensive experience in taxation, corporate structuring, acquisitions and cross-border transactions. He also practices in the fields of labor laws, land registration, civil and criminal litigation, intellectual property and telecommunications. Throughout the years, he has been involved setting-up, structuring and corporate housekeeping of various technology-related companies including those involved in payment solutions, software development, technical support and other IT-related services.

man Jerwin Operio

Co-Founder & Chief Marketing Officer

Jerwin is widely known for his extensive network of business where he also acted as a business mentor to his colleagues. He has led Sales Teams across the country for many years. To this day, he has been handling businesses in different industries such as Agriculture, Retail and Wholesale, Banking, Software and Sales and Marketing. Aside from managing a local agricultural trading company, he is now working on bringing Pearl Pay to his fellow Filipinos.


Advisors

4
man John Kerr

Co-Founder & Chairman

Mr. John Kerr has held various positions throughout his career including Chairman, CEO, President, COO, and CFO. He took the lead of DHL Express in Asia Pacific for 14 years, lived in nine different countries and headed operations spanning 80 nations. Currently, he works with startup companies and organizations addressing social issues. He also sits as the Board Director and Trustee/EVP of Tuloy Foundation Inc.

man Napoleon Catilo

Co-Founder & Chief Information Security Officer

Nap has twenty years of experience designing and delivering enterprise-level software solutions. He provided various solutions for companies like PWC Consulting, HP, Yahoo!, Shell, UBS Warburg, Ford, Nestle, Microsoft Corp USA, The Guardian News & Media, Royal Bank of Scotland and NATO among others. As a seasoned software architect, full-stack developer and team leader, he has been doing business in Europe and the Philippines. Now, he is offering his expertise to support the Pearl Pay team bring its technology to the country.

man Iannis Hanen

Co-Founder & Chief Architect

Iannis is the former CEO of Friendster and now CEO of iScale Solutions and a Co-Founder and CTO of RightCloud Pte. Ltd. His business experience allows him to bring in a technical and management skills in any technically capable organization. He is now working with the Pearl Pay team to grow the platform and deliver the right solutions.

man Ben Fairbank

ICO & Blockchain Advisor

Mr. Ben Fairbank is an experienced executive who has worked on strategic initiatives globally. He has over 20 years of global experience in Telecommunications, Customer Experience and Contact Centre industry plus than 12 years experience in Senior Management. His exposure to multi-levels of business allows him to head and communicate teams from entry level to board level.




Crowdsale details

Distribution of tokens
  • Crowdsale (35%)
  • Reserved Liquidity for Pearl Pay Exchange Ecosystem (30%)
  • Team Allocation (20%)
  • Strategic Partners/ Institutional Buyers (13.5%)
  • Bounty & Advisors (1.5%)
Budget allocation
  • Liquidity (28%)
  • Team Expansion & Product Development (28%)
  • Operations (21%)
  • Capital Expenditure (13%)
  • Legal/Regulations (8%)
  • Research and Development (2%)
Details Indicators
Token Symbol PRLPAY
Full Token Name Pearl Pay Coin token
Pre-crowdsale Start July 10th, 00:00 GMT+03:00
Pre-crowdsale End August 30th, 00:00 GMT+03:00
Crowdsale Start September 1st, 00:00 GMT+03:00
Crowdsale End Hard cap is reached or October 30th, 00:00 GMT+03:00
Crowdsale Hard Cap Fixed, 175000000 tokens
Crowdsale Soft Cap Yes, 25000000 tokens
Domain owner Individual

Cost of the token

1 token for 0.2 $

Price without discounts

Discounts and Bonuses

Pre-crowdsale
Discount Dates Minimum purchase amount
20% July 10 — August 30, 2018

Accepted currency

  • Bitcoin
  • Other


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FAQ

Frequently Asked Questions

What is Pearl Pay?

Pearl Pay is a Virtual Money Logistics System that provides world-class and yet affordable mobile wallet white-label service for rural banks. Using the latest technology, Pearl Pay will allow rural banks to launch their own virtual prepaid mobile wallet as fast as 30 days.
More than just a virtual prepaid mobile wallet, Pearl Pay is a platform into which an extensive range of third-party services will be integrated including domestic/international money remittance, cryptocurrency exchange, and innovative payment solutions; empowering rural banks, OFW (Overseas Filipino Workers) and MSMEs (Micro, Small and Medium Enterprises).
Pearl Pay will be expanding its international remittance services to Hong Kong, Singapore, Japan, Canada and the United States of America in the coming years.

What are the products and services of Pearl Pay and who are its target market?

We think global and act locally.
Pearl Pay has four core products combined into a single integrated system we called VMLS (Virtual Money Logistics System).
Pearl Pay Mobile Wallet
A white-label product that allows rural banks to launch their own virtual prepaid Pearl Pay accounts as fast as 30 days.
Pearl Pay aims to leapfrog the 435 untapped rural banks for E-Money transactions to issue mobile wallet instead of the traditional and expensive chip card-based technologies.
Pearl Pay Remit
A mobile wallet app designed for over 10 millions OFW (Overseas Filipino Workers) that will allow them to send money to the Philippines in just minutes and at a fraction of a cost of a traditional bank wire transfer. The Philippines has ranked number 3 in the top remittance receiving countries for 2016.
Pearl Pay PESO
An innovative product designed to transform micro, small and medium enterprises with existing stores like the sari-sari store (neighborhood sundry store), pawnshop, barber shop, pharmacy, gasoline station and other similar types of businesses to become a money remittance agent.
44% Filipino adults had domestic remittance in the past six months. And on the average spends about 21 minutes and Php 43.00 (Approximately USD 1.00) to go the nearest financial access points.
Pearl Pay Exchange
Pearl Pay Exchange vision is to become a leading exchange for trading cryptocurrencies, utility crypto-tokens, liquidity, and crowdfunding that fuels value innovation for a better world.
Pearl Pay Exchange aims to provide a trustworthy, excellent and secured ICO (Initial Coin Offering) platform. Protect the best interest of crowdfunding supporters and be a preferred venue for crowdfunding.
To date, a total of four companies expressed interests to launch their ICO through Pearl Pay Exchange. A UK-based company, a US-based company, and two Philippine-based companies. In partnership with Komodo, Pearl Pay Exchange will be able to offer Notarization Nodes for dPoW (Delayed Proof of Work) to secure the asset chains of the ICO listed companies created within the Pearl Pay Exchange ecosystem.

What is PRLPAY Coin?

PRLPAY coin is the energy that will propel the services of Pearl Pay Exchange provides. More than just the exclusive cryptocurrency for Pearl Pay Remit accountholders, PRLPAY coin will be utilized as an accepted cryptocurrency for companies that will launch an ICO through the Pearl Pay Exchange platform. Furthermore, PRLPAY coin will be the preferred cryptocurrency to employ Pearl Pay Exchange Notarization Nodes Service.

Where can i buy PRLPAY coins?

PRLPAY coins will be available for purchase via the pearlpay.io website. Exchanges, where PRLPAY will be available, will be announced at a later date.

What is dICO (Decentralized Initial Coin Offering)?

Pearl Pay, in collaboration with Komodo Team, is excited to conduct the decentralized coin sale via “atomic coin swap”.
Bitcoin (BTC) or Komodo (KMD) orders are matched against suitable cryptocurrency sale orders through a low-level pubkey to pubkey messaging protocol. The final settlement is then made through the atomic cross chain protocol.
The Komodo ecosystem presents a solution to the many issues faced by the traditional centralized ICO model. The decentralized initial coin offering (dICO), solves existing issues and even adds new possibilities to the cryptocurrency market. The decentralized nature of the dICO enables the entrepreneur to release a blockchain product beyond the reach of a malicious third-party influencer.
Furthermore, through the Komodo decentralized exchange, BarterDEX, the allows an entrepreneur to release their product in a manner that mitigates and even eliminates many of the issues regarding whales, hackers, and human error.

For media, press and business inquiries?

Please contact Pearl Pay Marketing Team

Where can I see updates and announcements?

You can check our News section for articles and Press Releases. Also we are constantly updating our Social Media accounts such as Facebook , Twitter and Instagram . You can join our growing community on Telegram!

How can I avail the 100% Money Back Guarantee?

Buy PRLPAY coins through our ICO (Initial Coin Offering). We are confident that the value of PRLPAY coins will increase in value over time, so we are more than happy to offer a 100% money back guarantee. If three years after the private ICO date (May 08, 2021) and the market price of PRLPAY coins is less than the 5 ICO price, we will offer you a full refund of the original ICO price in exchange for your PRLPAY coins. 100% Money Back Guarantee
a. Money Back Guarantee offer is only limited to PRLPAY coins that have been purchased by people who participated in our private initial coin offering.
b. To stay eligible, PRLPAY coin holders must hold their PRLPAY coins in the next three years from the start date of the private ICO sale.
c. Pearl Pay will create a whitelist of qualified PRLPAY coin holders through capturing of snapshot wallet addresses that participated during the private ICO sale period.
d. After the private ICO sale period, Pearl Pay will capture the snapshot of the wallet addresses included in the Money Back Guarantee whitelist. Pearl Pay will actively monitor any selling or transfer of PRLPAY coins on the whitelist wallet addresses. Wallet addresses that has been proved to sell or transfer PRLPAY coins and did not meet the required minimum three-year holding period will void its right to the money back guarantee offer.

What are the accepted currencies to buy PRLPAY coin?

We accept Bitcoin (BTC) and Komodo (KMD). Here's a detailed guide on how to participate in the PRLPAY coin sale.

Where can I download the White Paper?

Pearl Pay White Paper

Pearl Pay One Pager

What is Pearl Pay Mobile Wallet (White Label) Product?

A white-label product that allows rural banks to launch their own virtual prepaid Pearl Pay accounts as fast as 30 days.
Pearl Pay aims to leapfrog the 435 untapped rural banks for E-Money transactions to issue mobile wallet instead of the traditional and expensive chip card-based technologies.

What is Pearl Pay Remit?

A mobile wallet app designed for over 10 millions OFW (Overseas Filipino Workers) that will allow them to send money to the Philippines in just minutes and at a fraction of a cost of a traditional bank wire transfer. The Philippines has ranked number 3 in the top remittance receiving countries for 2016

What is Pearl Pay PESO?

An innovative product designed to transform micro, small and medium enterprises with existing stores like the sari-sari store (neighborhood sundry store), pawnshop, barber shop, pharmacy, gasoline station and other similar types of businesses to become a money remittance agent. 4% Filipino adults had domestic remittance in the past six months. And on the average spends about 21 minutes and Php 43.00 (Approximately USD 1.00) to go the nearest financial access points.

What is Pearl Pay Exchange?

Pearl Pay Exchange vision is to become a leading exchange for trading cryptocurrencies, utility crypto-tokens, liquidity, and crowdfunding that fuels value innovation for a better world.
Pearl Pay Exchange aims to provide a trustworthy, excellent and secured ICO (Initial Coin Offering) platform. Protect the best interest of crowdfunding supporters. Be a preferred venue for crowdfunding.
To date, a total of four companies expressed interests to launch their ICO through Pearl Pay Exchange. A UK-based company, a US-based company, and two Philippine-based companies. In partnership with Komodo, Pearl Pay Exchange will be able to offer Notarization Nodes for dPoW (Delayed Proof of Work) to secure the asset chains of the ICO listed companies created within the Pearl Pay Exchange ecosystem.

When will PRLPAY dICO take place?

The PRLPAY dICO Private Sale is currently ongoing.

What is Pearl Pay Exchange?

Pearl Pay Exchange vision is to become a leading exchange for trading cryptocurrencies, utility crypto-tokens, liquidity, and crowdfunding that fuels value innovation for a better world.
Pearl Pay Exchange aims to provide a trustworthy, excellent and secured ICO (Initial Coin Offering) platform. Protect the best interest of crowdfunding supporters. Be a preferred venue for crowdfunding.
To date, a total of four companies expressed interests to launch their ICO through Pearl Pay Exchange. A UK-based company, a US-based company, and two Philippine-based companies. In partnership with Komodo, Pearl Pay Exchange will be able to offer Notarization Nodes for dPoW (Delayed Proof of Work) to secure the asset chains of the ICO listed companies created within the Pearl Pay Exchange ecosystem.


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