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#Blockchain, #FinTech All projects

ZeroBank: Your Local Currency

A global money transfer and exchange system based on Blockchain, Smart Contract Technologies and Sharing Economy

stage Ended crowdsale

3.8 Rating

by 3 users


    • Employees25


    man Kai Yee Goh (MBA)

    Co-founder & CEO

    - Former Director (APAC) of Transfast – Worldwide Money Transfer.
    - Former General Manager, Senior VP Business Development of United Financial Group.
    - Former Director of Strategic Alliances (APAC) of Paypal.
    - Former Managing Director (Asia) of Harte-Hanks.
    - Former Director of International Business Development of Western Union.

    man Bao Ly (PhD)

    Co-founder & CTO

    - PhD degree in System Security and Optimization from Télécom SudParis.
    - Member of Association of Vietnamese Scientists and Experts (AVSE Global).
    - Technical Architect at BNP Paribas Fortis.
    - Former IT Consultant at AXA Investment Managers
    - Former IT Consultant, Trade Booking Service, and Equity Derivative at HSBC Global Banking and Markets

    man Ben Nguyen (MSc)

    Co-founder & CFO

    - Founder of Kachi Investment LLC, U.S.
    - CEO of Anh Quang., JSC – International Money Transfer Company, Super-agent of Money Gram, Express Money, Transfast, TML, Unimoney.
    - Co-founder of Nguyen Brothers Travel Agency and Money Transfer Company, London.

    man Joel Candy (PGDBA)

    Business Development Director

    - Consultant in Fintech, Money Transmission & Global Payments.
    - Former Regional Vice President (APAC) of Xpress Money Services Ltd.
    - Former Manager-Institutional Banking at Axis Bank.

    man Nam Cao (MA)

    Communication Coordinator

    - Founder and Chief Coordinator of the Vietnam program for Internet and Society (VPIS) – a member of the global Network of Internet & Society Centers (NoC).
    - Initiator of the first annual Vietnam Internet Forum “Digital for Good” in 2017.
    - Co-Chair of the American Chamber of Commerce in Vietnam’s F&B Sector Committee (Amcham FBSC).
    - Former Communication and Government Affairs Manager of PepsiCo Vietnam.

    Huong Le (PhD)

    Legal Counsel

    Mike Phung

    Financial and Investment Analyst

    Dong Ngo

    Financial Analyst, Product Development

    Son Nguyen

    UI/UX Design

    Thach Ho

    Blockchain Specialist & Developer

    Kimberley T.

    English/Chinese Community Manager

    Le Dung

    Technical Developer

    Ha Linh

    Technical Developer

    Nguyen Dien

    Technical Developer

    Le Loc

    Technical Developer

    Long Doan

    Technical Developer


    man Thanh Vu (MSc)


    Deputy Director Retail Banking
    Division, Vietinbank

    man Saundarya Sauarbh


    Blockchain Developer
    ICO Strategist

    man Md Hidayat


    Account Director at KRDS

    man David Murry


    Blockchain ICO/TGE Advisor

    man Eduardo Argueta


    Regulatory Business Analyst at AxiomSL

    Crowdsale details

    Distribution of tokens
    • Crowdsale (40%)
    • Community Reserve (20%)
    • Team & Advisors (15%)
    • Company Reserve (15%)
    • Network Development & Marketing (10%)
    Budget allocation
    • Product Development (50%)
    • Marketing (30%)
    • Business Operations (15%)
    • Overhead (5%)
    Details Indicators
    Token Symbol ZB
    Full Token Name ZB Token
    Pre-crowdsale Start July 12th, 00:00 GMT+03:00
    Pre-crowdsale End July 30th, 00:00 GMT+03:00
    Crowdsale Start August 1st, 00:00 GMT+03:00
    Crowdsale End Hard cap is reached or August 25th, 00:00 GMT+03:00
    Crowdsale Hard Cap Fixed, $48000000
    Domain owner Individual

    Cost of the token

    1 token for 0.075 $

    Price without discounts


    Bonus Dates Minimum purchase amount
    15% July 12 — 30, 2018

    Accepted currency

    • Bitcoin
    • Ethereum

    Rate the project

    Estimate the project on a five-point scale or switch to the simple scale

    Five-point scale Simple scale

    Relevance of the problem and Market size

    1 2 3 4 5

    Product competitiveness

    1 2 3 4 5

    Founders, Team & Advisors

    1 2 3 4 5

    Budget allocation and roadmap

    1 2 3 4 5

    Token economy, Tokenization & Business model

    1 2 3 4 5

    Distribution & Lock up of tokens, Discounts for early buyers

    1 2 3 4 5

    Summary rate the project

    1 2 3 4 5

    Rate the project by other users

    Sofia Medda July 15, 2018
    Rating of project


    81000000 tokens are already sold. The video presentation of the product is informative.
    Users can benefit from the decrease in commission fees. Referral program will help to attract more users. Locking schedule of tokens, which belong to the team, advisors, angel investors and ambassadors is designed to provide more security to investors.

    Risks and disadvantages

    In order to make this service convenient and quick many people should be attracted as receiving and sending agents. And this will take time.


    Significant advantages are a reliable team and a relevant idea. The product is promised to be released till the end of the year, but furter improvements will take a longer time. So I think the project may be considered as a possibility for investment after a close analysis.

    Denys Serhiichuk July 14, 2018
    Rating of project


    Founders are experienced professionals in the industry of blockchain and finances. The fact, that the project has advisors and partners is also the advantage. Team members are active people and take part in different conferences, promoting their platform. A range of bonuses for investors is a pros for the project. It is considered as a nice motivation for people to take part in the tokensale.

    Risks and disadvantages

    I agree with Anne, that lack of MVP is a significant drawback. I wish Roadmap be more precise and contained more steps of platform development.


    The idea of the project is vast. However, there is no working product yet. Moreover, creation of a global money transfer and exchange system is not something new. Similar projects are already on the market and I have not seen any differences between Zerobank and other cryptocurrencies.

    Anne Bryn July 11, 2018
    Rating of project


    Information about proposed partners in different countries is presented. The volume of the potential market is very big. The project is highly rated by several companies. The team participates in blockchain related events creating the project's image.

    Risks and disadvantages

    There is no any demo version of the product.


    It is a good solution for people who have no cryptocurrency or don't have technical possibilities to transfer money quickly. At least it is the right solution for now. In the future though more and more people will be awared about advantages of using cryptocurrency, so I suppose the team should also think about creating and developing other useful services.